Mortgage arrears - we can help

Struggling to meet your mortgage repayments
Help with repossession
Help with arrears or CCJs
Help finding a better mortgage rate

Take control of your mortgage

Being in arrears doesn't have to mean you'll lose your home. It does mean you need to take action, and ask for expert help as soon as possible.

At Debt Reducers, our team of experts specialise in negotiating with mortgage providers. They can help you make an arrangement to catch up with your arrears and put an end to the repossession process, even if you've been threatened with court action, or received a Warrant of Possession.

Fill in the form to apply for help

Never too late to get help

Repossession doesn't happen overnight. We can help you take action in time, so you don't have your home repossessed - or have to sell it.

Are you:

Falling behind on your mortgage payments?
Receiving calls from your mortgage lender?
In arrears because your other debts are taking up too much of your income?

We could:

Talk to your mortgage lender for you, and help you repay your arrears.
Handle court paperwork for you, or find you a solicitor.
Explain how the various government schemes might help you.
Potentially reduce the monthly cost and/or interest rates of your other unsecured debts.
Help you use the equity in your home to pay off those debts.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Loans subject to status and where mortgages are involved, subject also to type and value of property. For mortgages, an arrangement fee of 5% of the cash raised, subject to a minimum fee of £495 and a maximum fee of £1,495, is payable on completion. For secured loans a 10% broker fee is payable on completion. [The actual rate available will depend upon your circumstances. Ask for a personalised illustration.] DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM. Calls may be recorded for training and quality purposes and are usually free from UK landlines. Call charges from mobiles may vary. The overall cost for comparison is 4.9% APR (typical) 66% of our customers get this rate or lower.

Expert advice from Debt Reducers

We are members of DEMSA whose code of conduct is approved by the Office of Fair Trading. Our advice is completely confidential.